OSAKA INSTITUTE OF FASHION College

Tuition support system:
tuition loan

In order to reduce the financial burden on students and parents,
We have established various support systems for tuition fees.

  • * The information provided is current as of January 2025. Interest rates and other details may be subject to change, so please be sure to check with the appropriate department before using the service.

scholarship

The scholarship system changed in April 2020!
Certified as a school eligible for the new higher education support system

In April 2020, the "scholarship" system changed significantly. In addition to the traditional loan type, the grant type study support system has been expanded. In order to prevent students from giving up on their studies due to financial reasons, a new study support system has been launched that includes ``reduction of tuition fees and admission fees'' and ``payment of benefit-type scholarships.''

New national study support system (exemption/reduction/benefits type)

Target audience

Prospective students and current students

  • * Requirements such as age must be met.
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Academic ability and family finances will be the selection criteria.

  • Academic ability: A person who satisfies any of (1) to (4)
  • (1) High school grade average is 3.5 or higher
  • (2) Must be a successful candidate for the high school graduation level certification examination (high certification)
  • (3) Your entrance exam score must be in the top half or higher
  • (4) Submit a study plan and be able to confirm your desire for study, purpose, future life plan, etc.
  • Household budget: Support categories vary depending on household composition and annual income.
  • * You can perform the simulation below.
Estimated support amount Estimated support amount

Japan Student Services Organization Scholarship (loan type/reservation)

Type 1 scholarship (interest-free)

Target audience

Prospective students

  • *If you are re-entering university or have graduated from a high school or vocational school (high school course) for more than two years, please use "Students Recruitment" (application after enrollment).
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Adoption is determined by the organization's selection process. Academic ability and family finances will be the selection criteria.

  • Academic ability: A person who satisfies any of (1) to (3)
  • (1) High school grade average is 3.5 or higher
  • (2) Must be a successful candidate for the high school graduation level certification examination (high certification)
  • (3) Conforms to the standards set by the organization
  • Household budget: Estimated annual income/income upper limit (example)

Type 1 scholarship (interest-free)

Number of people in household 4 people
salary earner 7.47 million yen
  • * Combination of benefit type and loan type, type 1 and type 2 is also possible. However, household budget standards will change.
Amount of money
  • Interest: No interest
  • Loan (monthly): Select from below.
one's home 20,000 yen, 30,000 yen, 40,000 yen, 53,000 yen
outside home 20,000 yen, 30,000 yen, 40,000 yen, 50,000 yen, 60,000 yen
  • * Special increased loan system available upon enrollment.
  • * If used in conjunction with the benefit type, the monthly loan amount will change.

Type 2 scholarship (with interest)

Target audience

Prospective students

  • *If you are re-entering university or have graduated from a high school or vocational school (high school course) for more than two years, please use "Students Recruitment" (application after enrollment).
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Adoption is determined by the organization's selection process. Academic ability and family finances will be the selection criteria.

  • Academic ability: People who meet any of (1) to (3)
  • (1) The average grade of high school etc. is above the average level.
  • (2) Must be a successful candidate for the high school graduation level certification examination (high certification)
  • (3) Conforms to the standards set by the organization
  • Household budget: Estimated annual income/income upper limit (example)

Type 2 scholarship

Number of people in household 4 people
salary earner 11 million yen
  • * Combination of benefit type and loan type, type 1 and type 2 is also possible. However, household budget standards will change.
Amount of money
  • Interest: Interest up to 3% per year (no interest while enrolled in school)
  • Loan (monthly): Select from 20,000 yen to 120,000 yen (in 10,000 yen increments).
  • * The monthly loan amount can be changed during the loan period if necessary.
  • * Special increased loan system available upon enrollment.
  • * If used in conjunction with the benefit type, the monthly loan amount will change.

Vautrais Special Scholarship
Granted, no repayment required

Target audience

Current students

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Those who have outstanding character and academic records, good attendance, and are recommended by the department chair and/or homeroom teacher.
Also, those who have demonstrated outstanding achievements in their studies and related activities.

  • September application (1st year only): 1st year first semester grades/attendance
  • April application (2nd year and above): Grades and attendance for the relevant year
Benefit amount

Full or half price of annual tuition fee paid

  • * The benefit covers only tuition fees and does not include facility maintenance fees or student fees.
Application period and decision period
  • September application (1st year students only): November decision
  • Application in April (2nd year and above): Decision in June
Selection method

The school will be selected based on the application documents and interview.

  • * If there are many applicants for the scholarship, an internal selection process will be conducted. However, even if the number of applications is less than the number of applicants, we may not be able to hire you if you do not meet the criteria.

Vautrais Scholarship
Granted, no repayment required

Target audience

Current students

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Those who have excellent character and academic performance, have good attendance, are recommended by the department head or homeroom teacher, and have difficulty continuing their studies due to financial reasons.

  • September application (1st year only): 1st year first semester grades, attendance, household finances
  • April application (2nd year and above): Grades, attendance, and household finances for the current year
Benefit amount

Half of the annual tuition fee will be paid

  • * The benefit covers only tuition fees and does not include facility maintenance fees or student fees.
Application period and decision period
  • September application (1st year students only): November decision
  • Application in April (2nd year and above): Decision in June
Selection method

The school will be selected based on the application documents and interview.

  • * If there are many applicants for the scholarship, an internal selection process will be conducted. However, even if the number of applications is less than the number of applicants, we may not be able to hire you if you do not meet the criteria.
  • * Even outside of the application periods mentioned above, if an unexpected incident occurs that makes it difficult to continue your studies, the school may accept your application during the period after considering the circumstances.

OIFer LINK (OIF Alumni Association) Study Abroad Scholarship
No benefit or repayment required

Target audience

Current students and graduates

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People with excellent character and academics who wish to study abroad


Those who wish to study abroad at a school deemed appropriate by Polimoda School or the academy.

Benefit amount

OIFer LINK will decide the amount, with a maximum of 1 million yen

Application period and decision period
  • Application in January: Decision in March
Selection method

OIFer LINK was selected based on document screening and interview.

Vautraile Contest Reward
Granted, no repayment required

Target audience

Current students

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People who have achieved outstanding results such as grand prizes in domestic and international contests.

Benefit amount

Full or half of the annual tuition fee will be paid as a stipend.

  • * Only tuition fees are covered; facility maintenance fees and student fees are not included.
Selection method

The school will decide based on the type of contest and the prizes awarded.

  • * Set forth in the "Vautrail Contest Incentive Reward System Regulations."

Local government/scholarship project implementation organization scholarship (loan)

Many prefectures and municipalities have scholarship programs. For details, please contact your local government.
There are also scholarships from organizations that do not restrict the area of study available. For details, please see the JASSO website.

education loan

Japan Finance Corporation (national education loan)

Target audience

Parents of prospective students

Household budget standards (approximate)
number of children 1 person 2 people 3 people
salary earner 7.9 million yen 8.9 million yen 9.9 million yen
Non-salary earners 6 million yen 6.9 million yen 7.9 million yen
  • * Other special requirements apply
Amount of money
  • Interest rate: 2.65% per year (2.25% per year for single-parent families, etc.)
    (As of January 2025/Revised approximately twice a year)
  • Loan: Up to 3.5 million yen per student
    (Within 4.5 million yen if certain requirements are met)
Repayment period

Within 18 years

Application period

At any time (You can apply even before you are accepted to our school)

remarks
  • Can be used in conjunction with Japan Student Services Organization scholarship.
  • You can also use it before enrolling.

Orient Corporation Tuition Support Plan

Target audience

Parents of enrolled or current students

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person with stable income

Amount of money
  • Interest rate: 4.8% per year (as of November 2024)
  • Loan: 100,000 to 5 million yen (cumulative total)
    Tuition fees required for admission or progression (the same amount as stated on the payment slip from our school)
Application period

After passing our school

remarks
  • Can be used in conjunction with Japan Student Services Organization scholarship.
  • You can also use it before enrolling.
Orico (Tuition Support Plan S type)
Click here
to enter the code: School code [09800228], Application code [0418]

jacks education loan

Target audience

Parents (legal representatives) of enrolled and current students

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person with stable income

Amount of money
  • Interest rate: 3.8% per year (as of January 2025)
  • Loan: Tuition fees required for admission or progression (the same amount as stated on the payment slip from our school)
Application period

After passing our school

remarks
  • Can be used in conjunction with Japan Student Services Organization scholarship.
  • You can also use it before enrolling.
  • 奨学金・教育ローンなどでご不明な点がありましたら、各お問い合わせ先、または大阪文化服装学院 事務局(0120-86-8695)までお問い合わせください。

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